Member liability insurance from BMS
ABOUT BMS
BMS Canada Risk Services Ltd. (BMS) is the broker for the exclusive and official liability insurance program endorsed by the Canadian Psychological Association (CPA) and the Council of Professional Associations of Psychologists (CPAP), of which APNS is a member. As one of the largest programs in the country with over 10,000 participating members, the CPA/CPAP Member Liability Insurance Program offers a full range of coverages specifically designed to meet your practice risk needs. Coverage options include protection for Professional Liability, Commercial General Liability and business-related exposures. With expert service and support on your side, new risk resources and best-in-class legal defence, the CPA/CPAP program is designed to suit your professional needs. For more information, please visit https://www.psychology.bmsgroup.com/.
Tailored Insurance Solutions for APNS Members
CPA/CPAP’s insurance program, in partnership with BMS Canada Risk Services Ltd. (BMS), is tailored to meet the needs of psychology practitioners. APNS members have access to comprehensive insurance coverage that meets the unique practice risk needs of psychological practitioners, including:
• Professional liability Insurance (PLI) and Commercial General Liability (CGL)
• Business Professional Liability Insurance
• Business Commercial General Liability
• Contents/Crime/Business Interruption coverage
• Business Package Insurance
• Cyber Security & Privacy Liability
• Employment Practices Liability
• Legal Services Package
• Personal Legal Solutions
• Business Legal Solutions
• 24 Hour Accident Coverage
• And more
To learn more about the insurance products available to APNS members or to purchase coverage, please visit www.psychology.bmsgroup.com, or contact a BMS broker at 1-855-318-6038 or by email at psy.insurance@bmsgroup.com.
For more information about your Insurance Broker, BMS, and Insurance Regulatory Principles of Conduct, please click here.
BMS has developed a guidance document for all our members regarding worldwide coverage and what members need to know. Download the document here.
BMS Program Orientation Presentation
About the Program, Exclusive to CPA and CPAP Provincial/Territorial Members
Participating members of the insurance program receive dedicated legal advice and practice risk resources based on liability trends in psychology. In this model, risk management and patient safety are a key priority, with a direct positive financial impact on future premiums and loss reserves. To learn more about the insurance products available to APNS members or to purchase coverage, please visit www.psychology.bmsgroup.com, or contact a BMS broker at 1-855-318-6038 or by email at psy.insurance@bmsgroup.com. For more information about your Insurance Broker, BMS, and Insurance Regulatory Principles of Conduct, please click here.
Please also see these new documents from BMS to answer your specific questions:
A Quick Guide to Deciding What Insurance is Recommended for Your Practice
Professional Liability Insurance Checklist
Professional Liability Insurance (PLI) protects you against liability or allegations of liability for injury or damages that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a psychologist or psychological associate, or if a complaint is made with an organization regulating your insured profession.
Cyber Risk Mitigation Strategics
This document outlines what you need to know about cyber risk.
I was just served with a subpoena! What do I do?
Sponsored by BMS, the Canadian Psychological Association (CPA) and the Council of Professional Associations of Psychology (CPAP) wish to support student research and leadership/training/practice development in all areas of psychology:
BMS Scholarship: Student Research and Leadership Development
Opportunities for grad psychology students.