Liability Insurance Program Renewal (BMS)

Dear Members,

Very shortly you will receive the 2024-2025 CPA/CPAP* Liability Insurance Program renewal, directly from the program’s broker, BMS. If you want to participate in the program for the first time, or if you haven’t received your renewal notice, please contact BMS at Note that the policy renews on June 1st, 2024.

Individual PLI/CGL Package Coverage Highlights:

$10M Professional Liability Insurance (PLI) per claim/aggregate limit

$5M Commercial General Liability (CGL) per claim/aggregate limit

Your PLI also includes:

  • $300,000 Regulatory Legal costs (N/A for Student coverage)
  • $300,000 Criminal Defence reimbursement
  • $1M Abuse Legal Defence costs
  • 10-year Extended Reporting Period – Enhanced
  • And more

You will see that the Individual PLI/CGL premium has increased this year by 3%. This increase is a direct reflection of inflation and policy usage, where millions of dollars of claims costs are paid each year to defend and protect insured members.

Please don’t hesitate to contact BMS at 1-855-318-6038 or if you have questions about the coverage under your policy, to discuss the type of coverage you require to address your specific business needs, or to advise that you are retired or intend to retire.

We thank you for your participation in this program and for the confidence you have placed in Canada’s associations of psychology,

Association of Psychologists of Nova Scotia


*Footnote: The CPA/CPAP program is available to members of CPA as well as members of the provincial/territorial associations of psychology who make up the Council of Professional Associations of Psychologists (CPAP).